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✦ Information Prep Worksheet · Page 1 of 2
360° Retirement
Your numbers, all in one place.
Grab a coffee ☕ and use this sheet to gather what you need before completing your online plan. Everything is in today's dollars.
Complete before setup
Name
Date
📁 Have these documents nearby before you start
Recent brokerage / investment account statements
Pension statement or HR benefits summary
401k / 403b portal (login credentials)
Real estate mortgage statements & property tax bill
Roth IRA statement
Current health insurance premium bill
SSA.gov "my Social Security" account (free)
Last year's tax return (W-2 or 1040)
Loan / debt statements (credit cards, auto, HELOC)
Schedule E (rental properties) or 12-month rent statements
👨‍👩‍👧
Household & Family
Who's in your plan — and who will inherit it
1
Your first name
Your birth year
e.g. 1965
Partner or spouse (leave blank if single):
Partner's name
Partner's birth year
e.g. 1967
Kids — name & birth year (used for inheritance planning):
👦
Child 1 — name
Birth year
e.g. 1998
👦
Child 2 — name
Birth year
e.g. 1998
👦
Child 3 — name
Birth year
e.g. 1998
Grandchildren (optional):
🧒
Grandchild 1 — name
Birth year
e.g. 1998
🧒
Grandchild 2 — name
Birth year
e.g. 1998
💰
Portfolio Balances
Log into each account — add up all accounts of the same type
2
Current total across all accounts of each type:
Taxable / Brokerage
$
Individual, joint, TOD — Fidelity, Schwab, Vanguard, etc.
Pre-Tax Retirement
$
Traditional 401k, 403b, IRA, SEP-IRA, SIMPLE IRA
Roth Accounts
$
Roth IRA, Roth 401k / Roth 403b
Still saving before retirement? Annual contributions:
Pre-Tax / yr
$
Roth / yr
$
Taxable / yr
$
📍 Brokerage portal / most recent statement. Use current value.
🏛️
Social Security
Use your actual projected benefit at your planned claiming age
3
Your claiming age
62–70 (70 = max benefit)
Your estimated annual benefit
$
Partner (skip if single):
Partner's claiming age
Partner's estimated annual benefit
$
📍 ssa.gov → 'my Social Security' (free account) → statement shows estimates at age 62, 67, and 70.
📋
Pension or Annuity
Leave blank if you don't have a pension
4
Your annual pension amount
$
Your pension start age
COLA (annual increase)?
Yes
No
Survivor benefit %
e.g. 50%
Partner's pension (if applicable):
Partner's annual pension
$
Partner's start age
📍 HR department or pension statement. Use the single-life annual payout amount.
💼
Employment Income
Gross (pre-tax) salary — only if still working
5
Your income:
Your annual salary (gross)
$
Year you plan to retire
e.g. 2027
Partner's income (if working):
Partner's annual salary (gross)
$
Year partner retires
e.g. 2028
📍 Recent pay stub or last W-2. Only needed if you or partner work during early retirement.
📈
Other Income Sources
Passive and recurring income beyond salary
6
Annual dividends / interest income
$
from taxable brokerage accounts
Business / self-employment income (annual)
$
Business income ends in year
or leave blank if ongoing
Other recurring income (annual)
$
royalties, annuity, alimony, etc.
📍 Check 1099-DIV for dividends, Schedule C for business income, or last year's 1040.
🛒
Annual Spending in Retirement
What you expect to spend each year once retired
7
In today's dollars:
Annual retirement spending
$
Typical range: $60K – $120K / year
⚡ Quick estimate
Take-home pay
− mortgage / rent (if paid off at retirement)
− retirement contributions
+ travel · hobbies · dining · gifts
Early "go-go" years — higher spending at the start (optional):
Higher spending for first N years
$
Number of high-spend years
e.g. 5
📍 Review 12 months of bank + credit card statements. Adjust for retirement lifestyle changes.
🏥
Healthcare Before Medicare
Only needed if retiring before age 65
8
Monthly household premium
$
per month
Coverage ends at age
usually 65 for Medicare
📍 healthcare.gov for ACA estimates or request a COBRA quote. Typical family: $800–$1,800/month.
📅
Plan Timeline & Returns
Define your retirement window
9
Plan to at least age 90–95. You can always adjust later.
Retirement start year
e.g. 2027
Plan end year
e.g. 2060
Expected real return
5% – 7% is typical
Inflation rate
default 2.5%
360R.eazybudget.com · by EazyBudgetAll values in today's dollars · Everything editable after setup→ Page 2 of 2
✦ Information Prep Worksheet · Page 2 of 2
360° Retirement — Assets, Debts & Major Items
Properties, debts, big future expenses, and your overall wealth-transfer strategy.
🏠
Real Estate Properties
One block per property — attach extra sheet if needed
10
🏠 Property 1 — Primary Residence
Property name / address
Current market value
$
Outstanding loan balance
$
Original cost basis
$
purchase price
Net annual rental cash flow
$
$0 if primary home
Planned sale year
leave blank to hold
Annual appreciation rate
e.g. 3%
Primary residence?
Yes
No
🏠 Property 2 — Investment / Rental
Property name / address
Current market value
$
Outstanding loan balance
$
Original cost basis
$
purchase price
Net annual rental cash flow
$
$0 if primary home
Planned sale year
leave blank to hold
Annual appreciation rate
e.g. 3%
Primary residence?
Yes
No
📍 Mortgage statement for loan balance · county assessor for current value · closing docs for cost basis.
💳
Debts
List debts you'll carry into retirement
11
Mortgage, auto, HELOC, student loans, credit cards, etc.:
Debt 1 — name / type
e.g. HELOC, auto loan
Balance
$
Rate / mo. pmt
e.g. 7% / $400
Debt 2 — name / type
e.g. HELOC, auto loan
Balance
$
Rate / mo. pmt
e.g. 7% / $400
Debt 3 — name / type
e.g. HELOC, auto loan
Balance
$
Rate / mo. pmt
e.g. 7% / $400
Debt 4 — name / type
e.g. HELOC, auto loan
Balance
$
Rate / mo. pmt
e.g. 7% / $400
📍 Recent statements for balance, interest rate, and minimum monthly payment.
🎯
Major Planned Expenses
Large one-time purchases layered on top of annual spending
12
Description
Amount
Year
Expense 1 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
Expense 2 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
Expense 3 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
Expense 4 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
Expense 5 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
Expense 6 — description
e.g. kitchen remodel
Amount
$
Year
e.g. 2029
📍 Think ahead 10–20 years: home renovations, new vehicles, college tuition, travel, medical.
🔑
Rental Income Summary
Confirm the total across all properties
13
Total net annual rental cash flow (all properties)
$
Expected annual growth rate
e.g. 2%
📍 From Schedule E on your tax return, or 12 months of rent deposits minus all expenses paid.
🧭
Strategy Preferences
Helps configure your Roth, Tax & Inheritance strategy tabs
14
Doing Roth conversions now (or planning to)?
Yes
No
Expect a large inheritance windfall?
Yes
No
Expected inheritance amount
$
post-tax, one-time
Expected in year
e.g. 2033
Real estate held for heirs (not planning to sell)?
Yes
No
Your current marginal income tax bracket
e.g. 22%, 24%
📝 Notes
360R.eazybudget.com · by EazyBudgetAll values in today's dollars · Everything can be edited after setupPage 2 of 2 ✓